If you are injured at work, it is important to take steps to protect yourself right away. Many work-related injuries and illnesses seem simple at first, but can worsen over time. Texas workers compensation laws are complicated, but Roberts Markland, LLP, has the experience to get the best possible outcome for your case.
If you’ve been injured on the job and want to talk to a top workers comp lawyer, call Roberts Markland today at 713-630-0900 to learn how we can help.
Understanding Workers Compensation Benefits
The most important thing to understand about workers compensation benefits is that Texas is the only state in the union that does not make them mandatory (except for public employers and private companies that enter into government contracts). Many large employers voluntarily provide some form of workers comp, but not all. Our first step is to determine whether your employer has opted to provide benefits for you.
If you confirm your employer provides workers compensation, it’s important to understand the different types of coverage and how it may impact your particular situation. There are four types of workers compensation benefits:
Income benefits: These benefits replace part of the wages lost due a work-related injury or illness and provide compensation for permanent impairment. There are four types of income benefits which include temporary income, impairment income, supplemental income, and lifetime income. In order to qualify for these income benefits, your employer or the insurance company may require certain criteria to be met.
Medical benefits: These benefits pay for reasonable and necessary medical treatment related to the specific injury or illness. They are typically paid directly to health providers, not to the injured or ill employee. Usually, the worker must be treated by an approved doctor by the Workers Compensation Commission, and that doctor will serve as gatekeeper for all related medical care.
Death benefits: If an eligible worker is killed on the job, these are meant to provide benefits to replace a portion of the lost family income.
Burial benefits: If an eligible worker is killed on the job, these benefits are provided to pay some of his or her funeral expenses.
Maximum Medical Improvement
Texas workers compensation laws include a concept known as Maximum Medical Improvement. This is the date that is the earlier of: The time the illness or injury is healed as much as it is medically expected to, OR 104 days weeks from the date the worker became eligible for benefits. On this date, an impairment rating is determined, and the type and amount of benefits may change. Medical providers may request an extension of this date under certain limited conditions.
Hiring a Workers Compensation Attorney
Selecting a workers comp attorney is an important step to insure you and your family are protected. Employers will usually have legal counsel advising them along with a team of insurance representatives to protect their interests. A skilled workers comp attorney will work on your behalf so that you can focus on your recovery.
It’s important to get the right workers comp attorney representing you. Asking the right questions can help you decide which workers comp attorney is right for you. When interviewing prospective attorneys, always follow these steps:
Request a free initial consultation
Ask for references
Discuss the retainer agreement
Observe the lawyer’s demeanor, listening skills, and sense of authority
Get an idea of their strategy for your case and a possible timeline
Ask about other workers compensation cases and the outcomes of those cases
Read their online reviews or other sources for client feedback
Ready to Get Started?
If you believe you have a workers compensation claim, contact Roberts Markland LLP today at 713-630-0900 for a free case review and consultation.